Insights from The Orlando Senior Help Desk: Medigap

Medigap is only for original Medicare enrollees not advantage plan participants. There are 10 federally approved plans with the letters a, b, c, d, f, g, k, l, m and n. Each letter plan must provide the same basic benefits regardless of the insurer or the location. Policies are sold by private insurance companies and there are a lot of choices. Prices vary dramatically. The best time to buy a Medigap plan is generally when you turn 65.

While most seniors face major adjustments when transitioning to an elder-care community, Jewish seniors face additional challenges. Not only do they lose their...